Invoice & Receivables Financing

Invoice and receivables financing helps businesses unlock cash tied up in unpaid invoices. These programs improve cash flow, stabilize operations, and provide transparent funding based on verified accounts receivable, making them useful for companies with slow-paying clients.

Invoice Factoring

Invoice factoring provides immediate cash by selling unpaid invoices to a factoring company at a discount. The factor manages collections, giving businesses fast working capital without taking on additional debt.

Invoice Financing

Invoice financing advances funds against outstanding invoices while the business retains control of collections. This option supports cash flow while maintaining the customer relationship and allowing flexible repayment based on invoice payments.

Spot Factoring

Spot factoring allows businesses to factor a single invoice or select only certain invoices instead of committing to a long-term contract. It offers fast, targeted funding for one-off cash flow needs.

AR Line of Credit

An accounts receivable line of credit provides revolving access to capital based on the value of eligible invoices. As invoices are paid and new ones are created, the credit line adjusts, supplying ongoing working capital with clear collateral requirements.

Progress Billing Financing

Progress billing financing supports businesses that invoice in stages—such as contractors or project-based companies—by advancing cash against partially completed work. This improves cash flow throughout long projects with milestone-based billing.